Payment rails can move value. Neomorphic addresses the questions that remain: whether a machine may act, whether a seller’s terms hold together, and what evidence survives after delivery.
§ 01Before action
Authority that ends where the action ends.
Construct
Name the exact request and the private need it is meant to satisfy.
Decide
Admit only offers that satisfy amount, asset, network, route, recipient, and time limits.
Bind
Bind the chosen route, runtime terms, complete execution shape, and expected output.
Authorize
Authorize one finished action separately from the process that discovered it.
Accept
Accept only the delivery and evidence the buyer agreed to receive.
§ 02After action
Settlement is an event. The record is a chain.
Declare
State the route, protocol, terms, request, output, support, and revocation surface.
Validate
Reject malformed or unauthorized work before any charge or state change.
Charge
Bind the payment to the exact offer and intended action.
Deliver
Return the promised shape within the declared limits.
Reconcile
Join offer, authorization, settlement, output, and receipt without inventing missing facts.
§ 03Position
Above the rail. Beside the signer. Outside custody.
What Neomorphic keeps
- Bounded authority and policy decisions
- Exact conformance and release methods
- Public-safe evidence, expiry, supersession, and revocation
- Implementation and incident records
What Neomorphic does not keep
- Customer funds, private keys, or seed phrases
- General powers to sign, spend, or operate bank accounts
- Full card credentials or customer-controlled wallets
- Authority invented from a payment or catalog listing
§ 04Current office
The state of the work, stated plainly.
| Work | State | Current boundary |
|---|---|---|
| Buyer-policy primitives | Available | Open-source, credential-free; cannot move funds. |
| Seller-conformance checks | Release candidate | Credential-free CLI and Action; reviewed reports by engagement. |
| Evidence Register | Public preview | Initial first-party records only; signature scope shown per record. |
| Machine gateway | Not launched | No paid Neomorphic machine route is represented as live. |
| Continuous monitoring | Not launched | Concept and price hypothesis only; no customer monitor or self-service subscription is operating. |